New Brunswick charges 15% HST on most services — a harmonized tax combining 5% federal GST and 10% provincial component in a single CRA registration and remittance. The province is bilingual, which affects some client communications.
Overview: Self-Employment in New Brunswick
New Brunswick is Canada’s only officially bilingual province, with a growing technology sector in Fredericton and a commercial hub in Moncton. The province actively recruits newcomer entrepreneurs through its Provincial Nominee Program.
Key Provincial Information
New Brunswick charges 15% HST (5% federal + 10% provincial) on most services to Canadian clients. Place of supply rules determine the rate — charge based on the client’s location. Register for HST with the CRA when revenues exceed $30,000.
Steps for Newcomers in New Brunswick
- Obtain your SIN from Service Canada (if you have not already)
- Register your business name with the New Brunswick provincial business registry if using a trading name
- Open a business bank account at a New Brunswick-based branch or with a digital bank
- Set up accounting software that handles New Brunswick tax rates correctly
- Register for GST/HST with the CRA once your revenue approaches $30,000
Provincial Resources
- New Brunswick government business portal — for registration, licences, and permits
- CRA regional tax services office serving New Brunswick
- Local Chamber of Commerce — networking and support for new business owners
- Immigrant entrepreneur programs specific to New Brunswick (many provinces offer these)
Frequently Asked Questions
Is New Brunswick a good province for freelancers?
All Canadian provinces offer a viable environment for self-employed professionals. New Brunswick has specific advantages and considerations — tax rates, cost of living, and available markets vary. Research your specific profession’s demand in New Brunswick before committing.
Related Guides
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