Self-employed Canadians have no employer RRSP matching — but RRSP contributions remain one of the most effective tools for reducing taxable income. How it works for sole proprietors.
Sole proprietors in Canada do not run payroll or pay themselves a salary. You simply withdraw money from your business income. How owner draws work, tax timing, and best practices.
Self-employed Canadians are not automatically covered by Employment Insurance but can opt in voluntarily for access to maternity, parental, and sickness benefits. How it works in 2026.
The GST/HST Quick Method lets eligible small businesses remit a fixed percentage of sales instead of tracking individual ITCs. It saves time and often money for service-based freelancers.
Moving provinces as a self-employed Canadian changes your GST/HST rate and possibly PST obligations. Here’s how to update your CRA account and charge the right rates.
New to Canada and self-employed? You don’t need GST/HST registration immediately — the $30,000 threshold applies the same way. Here’s what newcomers need to know.
When Etsy and Shopify sellers in Canada need a GST/HST number — the $30,000 threshold, platform tax collection rules, and how to register and charge correctly.
Yes — coworking space membership fees are 100% deductible for Canadian freelancers. Learn how to claim them on T2125 and whether it affects your home office deduction.
Yes — Canadian self-employed can deduct the business portion of their phone bill. Learn the right percentage to claim, how to document it, and where it goes on T2125.
Yes — Canadian freelancers can deduct internet costs as a business expense. Learn what percentage to claim, how to document it, and where it goes on T2125.