Self-employed Canadians lose employer health benefits when going independent. Provincial health card covers hospital and doctor visits — but dental, vision, prescriptions, and disability are not covered.
Hub for Canadian business guides — registration, taxes, accounting software, payments, and newcomer setup guides for self-employed Canadians and freelancers.
How to run a self-employed business in Canada day-to-day — monthly bookkeeping, GST/HST compliance, tax instalments, client management, and annual obligations.
How to start a business in Canada — structure options, registration, banking, taxes, GST/HST, and the essential tools for freelancers and self-employed newcomers.
Compare payroll employment vs self-employment in Canada — taxes, CPP, EI, benefits, and which is better for your financial situation in 2026.
Business insurance is not legally required for most Canadian freelancers, but it’s often practically necessary. Learn which types matter and when to get covered.
Step-by-step guide to closing a sole proprietorship in Canada — deregistering provincially, closing CRA accounts, final tax filing, and wrapping up operations.
When does switching from sole proprietor to corporation make sense in Canada? Income thresholds, liability triggers, transition steps, and the Section 85 rollover explained.
When is the right time to incorporate in Canada? Income thresholds, client requirements, liability triggers, and fiscal year timing — all covered for 2026.
Yes — you can work a full-time job and have self-employment income in Canada. Learn how taxes, CPP, and GST/HST work when you have both income streams.