Self-employed Canadians lose employer health benefits when going independent. Provincial health card covers hospital and doctor visits — but dental, vision, prescriptions, and disability are not covered.
Self-employed Canadians have no employer RRSP matching — but RRSP contributions remain one of the most effective tools for reducing taxable income. How it works for sole proprietors.
Hub for Canadian business guides — registration, taxes, accounting software, payments, and newcomer setup guides for self-employed Canadians and freelancers.
How to run a self-employed business in Canada day-to-day — monthly bookkeeping, GST/HST compliance, tax instalments, client management, and annual obligations.
Complete guide to accounting and taxes for Canadian self-employed — bookkeeping tools, T2125, GST/HST, CPP, deadlines, and how to keep more of what you earn.
How to start a business in Canada — structure options, registration, banking, taxes, GST/HST, and the essential tools for freelancers and self-employed newcomers.
Compare payroll employment vs self-employment in Canada — taxes, CPP, EI, benefits, and which is better for your financial situation in 2026.
Moving provinces as a self-employed Canadian changes your GST/HST rate and possibly PST obligations. Here’s how to update your CRA account and charge the right rates.
What to include in a freelance contract in Canada — scope, payment terms, IP ownership, late fees, termination, and protecting your work legally.
Business insurance is not legally required for most Canadian freelancers, but it’s often practically necessary. Learn which types matter and when to get covered.