Payroll vs Self-Employed in Canada: Key Differences
Compare payroll employment vs self-employment in Canada — taxes, CPP, EI, benefits, and which is better for your financial situation in 2026.
Small Business Canada
How to Handle GST/HST When Moving Provinces in Canada
Moving provinces as a self-employed Canadian changes your GST/HST rate and possibly PST obligations. Here’s how to update your CRA account and charge the right rates.
How to Write a Freelance Contract for Canadian Clients
What to include in a freelance contract in Canada — scope, payment terms, IP ownership, late fees, termination, and protecting your work legally.
Do You Need Business Insurance as a Freelancer in Canada?
Business insurance is not legally required for most Canadian freelancers, but it’s often practically necessary. Learn which types matter and when to get covered.
How to Close a Sole Proprietorship in Canada
Step-by-step guide to closing a sole proprietorship in Canada — deregistering provincially, closing CRA accounts, final tax filing, and wrapping up operations.
Can You Use a Personal Bank Account for Freelancing in Canada?
Yes — sole proprietors can use personal bank accounts in Canada. But here’s why a dedicated business account is worth opening anyway, and the free options available.
When to Switch from Sole Proprietor to Corporation in Canada
When does switching from sole proprietor to corporation make sense in Canada? Income thresholds, liability triggers, transition steps, and the Section 85 rollover explained.
Best Time to Incorporate in Canada (2026 Guide)
When is the right time to incorporate in Canada? Income thresholds, client requirements, liability triggers, and fiscal year timing — all covered for 2026.
Do Newcomers to Canada Need to Charge GST/HST Right Away?
New to Canada and self-employed? You don’t need GST/HST registration immediately — the $30,000 threshold applies the same way. Here’s what newcomers need to know.
Can You Have a Full-Time Job and Self-Employment in Canada?
Yes — you can work a full-time job and have self-employment income in Canada. Learn how taxes, CPP, and GST/HST work when you have both income streams.