Do Freelancers Need Contracts in Canada?
You don’t legally need a contract to freelance in Canada, but you should have one. Learn why contracts matter, what to include, and how to protect yourself.
Self-Employed
Do Consultants Need Business Insurance in Canada?
Most consultants in Canada are not legally required to carry business insurance — but some clients require it and some situations make it essential. Here’s what to know.
Do Online Freelancers Need a Municipal Licence in Canada?
Most online freelancers in Canada do not need a municipal business licence. Learn when one is required, which cities require it, and how to check for your situation.
How Much Does It Cost to Register a Business in Canada?
Complete breakdown of business registration costs in Canada — sole proprietorship $40–$60, federal incorporation $200, provincial $275–$380. All 2026 fees.
How Long Does Business Registration Take in Canada?
Business registration timelines in Canada by province and type — sole proprietorship same-day in Ontario, 1–5 days in BC, federal incorporation 1–2 days.
What Is a CRA Program Account in Canada?
CRA program accounts are the specific tax accounts attached to your Business Number. Learn what each account is for and when you need to open one.
What Is a Business Number in Canada?
A Business Number (BN) is a free 9-digit CRA identifier for your business. Learn what it is, what it unlocks, and how to get one online in minutes.
Canada Business Registration Checklist (2026)
Complete business registration checklist for Canada — province registration, CRA business number, GST/HST, bank account, and first-year compliance steps.
Do Freelancers Need a Master Business Licence in Canada?
The Master Business Licence (now called Business Name Registration in Ontario) is only required if you use a trade name. Here’s what you actually need as a freelancer.
When Should a Freelancer Incorporate in Canada?
The right time to incorporate as a Canadian freelancer depends on income, liability, and client requirements — not just tax savings. Here’s how to decide.