Accounting and Taxes for Freelancers in Canada: Complete Guide (2026)
Complete guide to accounting and taxes for Canadian self-employed — bookkeeping tools, T2125, GST/HST, CPP, deadlines, and how to keep more of what you earn.
T2125
How to Handle GST/HST When Moving Provinces in Canada
Moving provinces as a self-employed Canadian changes your GST/HST rate and possibly PST obligations. Here’s how to update your CRA account and charge the right rates.
Do Newcomers to Canada Need to Charge GST/HST Right Away?
New to Canada and self-employed? You don’t need GST/HST registration immediately — the $30,000 threshold applies the same way. Here’s what newcomers need to know.
Do You Need a GST/HST Number for Etsy or Shopify in Canada?
When Etsy and Shopify sellers in Canada need a GST/HST number — the $30,000 threshold, platform tax collection rules, and how to register and charge correctly.
Can You Claim Coworking Space as a Business Expense in Canada?
Yes — coworking space membership fees are 100% deductible for Canadian freelancers. Learn how to claim them on T2125 and whether it affects your home office deduction.
Can You Claim a Phone Bill as Self-Employed in Canada?
Yes — Canadian self-employed can deduct the business portion of their phone bill. Learn the right percentage to claim, how to document it, and where it goes on T2125.
Can You Claim Internet as a Business Expense in Canada?
Yes — Canadian freelancers can deduct internet costs as a business expense. Learn what percentage to claim, how to document it, and where it goes on T2125.
Can You Claim a Laptop as a Business Expense in Canada?
Yes — but a laptop is usually a capital asset claimed via CCA, not a direct expense. Learn the CRA rules, CCA class, rates, and how to claim it on T2125.
Can You Deduct Home Office Expenses If You Rent in Canada?
Yes — Canadian freelancers who rent can deduct home office expenses on T2125. Learn which rental costs qualify, how to calculate the deduction, and what the CRA requires.
What to Do Before June 15 as Self-Employed in Canada (2026)
June 15 checklist for Canadian self-employed — what to gather, how to complete T2125, review your return, and file before the deadline to avoid penalties.